Terms and Conditions

01About the App

Assentra: Asset Tracker is a personal asset and finance tracking application.

The App allows users to track assets, property, securities, accounts, balances, transactions, budgets, categories, notes, tags, and related statistics in one place.

Assentra is intended only as a personal tracking, organization, and analytics tool.

Assentra does not provide banking, brokerage, investment, tax, legal, accounting, or financial advisory services.

Assentra does not connect to banks and does not collect online banking credentials.

02Eligibility

You must be at least 13 years old to use the App.

The App is not intended for children under the age of 13.

By using the App, you confirm that you are at least 13 years old and that you have the legal right and capacity to agree to these Terms.

03User Accounts

You may use certain features of the App without creating an account.

Some features may require registration or authentication. Depending on the available options, you may create an account using email and password or Sign in with Apple.

You are responsible for keeping your account credentials confidential and for all activities that occur under your account.

You must provide accurate information when creating or using an account.

If you believe that your account has been accessed without authorization, please contact us at support@assentra.pro.

04User Data

You are responsible for all information that you enter, upload, create, edit, or store in the App.

This may include assets, property records, securities, accounts, balances, transactions, budgets, categories, notes, tags, and other financial or asset-related information.

You represent that you have the right to enter and use any information that you add to the App.

We do not verify the accuracy, completeness, legality, or reliability of user-provided information.

You are responsible for reviewing and maintaining your own data.

05Manual Input and Market Data

Most information in the App is entered manually by the user.

In the paid version of the App, certain features may allow prices, exchange rates, securities data, or other market-related data to be updated automatically.

Market data may be provided through third-party APIs, including Alpha Vantage.

Market data may be delayed, inaccurate, unavailable, incomplete, or interrupted.

We do not guarantee that any market data, price, exchange rate, or financial information displayed in the App is accurate, complete, current, or suitable for any particular purpose.

You should not rely on the App as the only source of information for financial, investment, tax, legal, or accounting decisions.

06No Financial or Investment Advice

The App is provided for personal tracking and informational purposes only.

Nothing in the App should be considered financial advice, investment advice, tax advice, legal advice, accounting advice, trading advice, or a recommendation to buy, sell, hold, or otherwise deal with any asset, security, currency, cryptocurrency, property, or financial instrument.

We do not provide investment recommendations.

You are solely responsible for any decisions you make based on information displayed in the App.

Before making financial, investment, tax, or legal decisions, you should consult a qualified professional.

07Free Version

The App may offer a free version.

The free version may include access to core tracking features, but some features may be limited.

In the free version, asset prices and market data may not update automatically.

We may change, add, remove, or limit free features at any time, subject to applicable law.

08Paid Features and Pro Version

The App may offer paid access to a Pro version or premium features.

Paid features may include, but are not limited to:

• automatic price or exchange rate updates;
• expanded statistics;
• support for more assets;
• synchronization;
• export features;
• other advanced features.

The exact features included in the paid version may vary depending on the plan, version of the App, and availability.

We may add, change, improve, or remove features from time to time, provided that we do not materially reduce the core value of an active paid subscription without a valid reason.

09Subscriptions and Purchases

Paid features may be available through App Store In-App Purchases.

The App may offer monthly subscriptions, yearly subscriptions, and an unlimited or lifetime access option, if available.

The available plans, prices, duration, and included features are shown in the App and/or on the App Store before purchase.

There is no free trial unless it is expressly shown in the App or on the App Store at the time of purchase.

Payments are processed by Apple through your Apple ID account.

We do not collect or store your full payment card number, CVV, or bank card details.

10Auto-Renewable Subscriptions

Monthly and yearly subscriptions may renew automatically unless cancelled by you.

Your Apple ID account may be charged for renewal according to Apple’s payment and subscription rules.

You can manage or cancel your subscription through your Apple ID account settings.

Deleting the App or deleting your account does not automatically cancel an active App Store subscription.

To avoid future charges, you must cancel the subscription through Apple before the renewal date.

We cannot cancel your Apple subscription on your behalf.

11Lifetime or Unlimited Access

If the App offers an unlimited or lifetime access purchase, it provides access to the paid features available under that plan for the lifetime of the App, subject to these Terms and applicable law.

Lifetime or unlimited access does not mean that the App or every feature will be available forever.

We may modify, discontinue, or stop operating the App if necessary due to business, legal, technical, security, or third-party service reasons.

Lifetime or unlimited access is not transferable and does not include separate products, services, or features that may be offered in the future unless expressly stated.

12Refunds

Payments and refunds for App Store purchases are handled by Apple.

If you want to request a refund, you must request it from Apple through the appropriate Apple refund process.

We do not control Apple’s refund decisions.

13Account and Data Deletion

You can delete your account and personal data inside the App at any time.

You do not need to contact us to delete your account if the in-app deletion option is available.

If you experience any issue with account deletion, you may contact us at support@assentra.pro.

When you delete your account, we delete the personal data associated with that account, including user-provided financial and asset data stored in the App account.

Some purchase records may remain available through Apple according to Apple’s own App Store and payment processing rules.

14Acceptable Use

You agree not to:

• use the App in violation of applicable laws or regulations;
• use the App for illegal, fraudulent, harmful, or unauthorized purposes;
• attempt to gain unauthorized access to the App, our systems, or other users’ accounts;
• interfere with or disrupt the operation of the App;
• reverse engineer, decompile, modify, or create derivative works based on the App, except where allowed by applicable law;
• copy, resell, rent, lease, distribute, or sublicense the App;
• use the App to store or transmit malicious code;
• misuse third-party market data or attempt to extract, scrape, or redistribute it in violation of third-party terms.

We may suspend or terminate access to the App if we believe that you have violated these Terms or applicable law.

15Third-Party Services

The App may use third-party services, including Apple services, Firebase, Firebase Analytics, Amplitude, and Alpha Vantage.

Third-party services may be subject to their own terms, policies, availability, limitations, and restrictions.

We are not responsible for third-party services, third-party data, third-party APIs, or third-party websites.

If a third-party service becomes unavailable, changes its terms, changes its pricing, limits access, or stops providing data, some features of the App may stop working or may be changed.

16Intellectual Property

The App, including its software, design, interface, features, logos, trademarks, text, graphics, and other content, is owned by us or licensed to us.

These Terms do not transfer any ownership rights to you.

We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial use in accordance with these Terms and the App Store rules.

You may not copy, modify, distribute, sell, lease, sublicense, reverse engineer, or otherwise exploit the App except as expressly permitted by these Terms or applicable law.

17Privacy

Your use of the App is also governed by our How to Use Privacy Policy.

The Privacy Policy explains what information we collect, how we use it, how we protect it, and how you can delete your account and personal data.

By using the App, you acknowledge that we process information as described in the Privacy Policy.

18App Availability and Changes

We may update, modify, suspend, or discontinue the App or any part of it at any time.

We may release updates to fix bugs, improve functionality, add features, remove features, or maintain security.

We do not guarantee that the App will always be available, uninterrupted, secure, error-free, or compatible with every device or operating system version.

Some features may depend on internet access, third-party APIs, Apple services, or other external systems.

19Disclaimer of Warranties

The App is provided on an “as is” and “as available” basis.

To the maximum extent permitted by applicable law, we disclaim all warranties, whether express, implied, or statutory, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that:

• the App will meet your expectations;
• the App will be uninterrupted, secure, or error-free;
• data displayed in the App will always be accurate, complete, or up to date;
• market data, prices, exchange rates, or securities information will be accurate, current, or available;
• any errors will be corrected.

20Limitation of Liability

To the maximum extent permitted by applicable law, COREDYNAMICS LTD and its owners, directors, employees, contractors, partners, and service providers will not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages.

This includes, but is not limited to:

• loss of profits;
• loss of data;
• loss of assets;
• investment losses;
• trading losses;
• loss of business;
• loss of goodwill;
• service interruption;
• inaccurate or unavailable market data;
• decisions made based on information displayed in the App.

Your use of the App is at your own risk.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is not allowed by applicable law.

21Indemnification

You agree to indemnify and hold harmless COREDYNAMICS LTD from any claims, damages, losses, liabilities, costs, and expenses arising from:

• your use of the App;
• your violation of these Terms;
• your violation of applicable law;
• your user-provided data;
• your misuse of market data or third-party services;
• your infringement of any third-party rights.

22Termination

You may stop using the App at any time.

You may delete your account inside the App at any time.

We may suspend or terminate your access to the App if you violate these Terms, misuse the App, create risk for us or other users, or if required by law.

After termination, your right to use the App will end.

Sections that by their nature should survive termination will continue to apply, including sections related to intellectual property, disclaimers, limitation of liability, indemnification, governing law, and dispute resolution.

23Apple App Store Terms

If you downloaded the App from the Apple App Store, you acknowledge and agree that:

• these Terms are between you and COREDYNAMICS LTD, not Apple;
• Apple is not responsible for the App or its content;
• Apple has no obligation to provide maintenance or support for the App;
• Apple is not responsible for any claims relating to the App;
• Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce these Terms against you;
• your use of the App must also comply with the App Store Terms of Service.

If any provision of these Terms conflicts with applicable Apple terms, Apple’s applicable terms will control to the extent required.

24Governing Law

These Terms are governed by the laws of the Republic of Cyprus, without regard to conflict of law rules.

If you are a consumer, this choice of law does not limit any mandatory consumer protection rights that you may have under the laws of your country of residence.

25Disputes

If you have any issue or dispute related to the App, please contact us first at support@assentra.pro so we can try to resolve it.

If a dispute cannot be resolved informally, it will be handled according to the governing law and applicable jurisdiction rules, unless mandatory consumer protection laws provide otherwise.

26Changes to These Terms

We may update these Terms from time to time.

If we make changes, we will update the “Last updated” date above.

If changes are material, we may provide additional notice where required by law.

By continuing to use the App after updated Terms become available, you agree to the updated Terms.

If you do not agree to the updated Terms, you should stop using the App and, if applicable, cancel your subscription through Apple.

27Contact Us

If you have any questions about these Terms, please contact us: